Personal Loan

Program Details

1. Maximum loan amount up to 3 million EGP.
2. Maximum loan tenor up to 12 years .
3. Competitive interest rate.
4. least administrative fees.
5. Free insurance coverage against death and total disability.
6. buying out other loans.
7. Current account free of opening charge.

Required documents

1. copy of Valid National Identity.
2. Recent utility bill .
3. Recent salary certificate .
4. Employer Letter of obligation.
   
   
   

* Terms and conditions to be applied

Program Details:

1.      Maximum loan amount up to EGP 7,000,000 EGP.

2.      Maximum loan tenor up to 6 years.

3.      Competitive interest rate.

4.      Least administrative fees.

5.      Free insurance coverage against death and total disability

6.      buying out other loans.

7.      Current account free of opening charge.

Required documents

1.      Copy of valid national Identity

2.      Recent utility bill.

3.      Recent commercial register.

4.      Copy of tax card.

5.      Copy of the latest update for the company foundation contract.

6.      a bank statement for the last 6 months in the name of the customer or the name of his company or a statement of account for pos

** Terms and conditions to be applied

• VIP Loan

• Pl- years in business professionals

• Pl-Surrogate Income for judicial members

• Pl-Surrogate Income for Egyptian universities professors

Program Details:

1.      Maximum loan amount up to EGP 7,000,000EGP.

2.      Maximum loan tenor up to 7 years.

3.      Competitive interest rate.

4.      Least administrative fees.

5.      Free insurance coverage against death and total disability.

6.      buying out other loans.

7.      Current account free of opening charge.

Required documents

1.      Copy of valid national Identity.

2.      Recent utility bill.

3.      Copy of authorization profession practice.

4.      Copy of tax card.

5.      a bank statement for the last 6 months in the name of the customer or the name of his company or a statement of account for pos

program Details

• Without documents.
• Zero admin fees.
• You can apply for cards customers through the following link https://digitalapp.banquemisr.com/cashlending/faq
• Maximum loan amount up to 200k EGP.
• Maximum loan tenor up to 8years.
• Competitive interest rate 29.5%.

* Terms and conditions to be applied

Program Details:

1.      Maximum loan amount up to EGP 7,000,000EGP.

2.      Maximum loan tenor up to 6 years.

3.      Competitive interest rate

4.      Least administrative fees

5.      Free insurance coverage against death and total disability

6.      buying out other loans.

7.      Current account free of opening charge. 

Required documents

1.      Copy of valid national Identity.

2.      Recent utility bill.

3.      Copy of authorization profession practice.

4.       Copy of tax card. 

5.      a bank statement for the last 6 months in the name of the customer or the name of his company or a statement of account for pos

** Terms and conditions to be applied

Program Details:

• Maximum loan amounts up to70000 EGP.
• The longest loan period is up to 30 months (maximum date of discharge of the officer).
• Competitive interest rate.
• zero administrative fees. (as a special campaign)
• Free insurance coverage against death and total disability.
• buying out other loans.

Required documents:

• Copy of valid national Identity.
• A document stating the officer's current rank, his position on recruitment (reserve officer) and the date of discharge.

** Terms and conditions apply

Government /Public and private sector employees

Program Details:

1.      Maximum loan amount up to 1,500,000 EGP.

2.      Maximum loan tenor up to 8 years.

3.      Competitive interest rate.

4.      Least administrative fees.

5.      Free insurance coverage against death and total disability

6.      buying out other loans.

7.      Current account free of opening charge.

Required documents

1.      Copy of valid national Identity

2.      Recent utility bill

3.      Monthly income statement

** Terms and conditions to be applied

Employee of banks and telecommunications companies

Program Details:

1.      Maximum loan amount up to 1,500,000 EGP.

2.      Maximum loan tenor up to 10 years.

3.      Competitive interest rate

4.      Least administrative fees

5.      Free insurance coverage against death and total disability

6.      buying out other loans.

7.      Current account free of opening charge.

Required documents

1.      Copy of valid national Identity.

2.      Recent utility bill.

3.      Monthly income statement.

** Terms and conditions to be applied

Program Details:

1. Maximum loan amount up to3,000,000 EGP.
2. Maximum loan tenor up to 10 years.
3. Competitive interest rate.
4. Least administrative fees.
5. Free insurance coverage against death and total disability.
6. buying out other loans.
7. Current account free of opening charge.

Required documents

1. Copy of valid national Identity.
2. Recent utility bill.

** Terms and conditions to be applied

Description of the program

1.     Maximum loan amount up to EGP 1000,000 EGP.

2.     Maximum loan tenor up to 10 years.

3.     Competitive interest rate

4.     Least administrative fees

5.     Free insurance coverage against death

6.     buying out other loans.

7.     Current account free of opening charge.

8.     The maximum age of the borrower at the end of the loan term is 65 years

Required Documents

1.     Copy of Valid National Identity

2.     Recent utility bill.

3.     Recent pension Certificate

**Terms and conditions to be applied

Service Specifications:

• Highest salary advance facility up to 65% of monthly salary amount (capped at EGP 20,000)
• Longest payback period up to two years, renewable without new documents
• Lowest interest rate
• Lowest administrative fees
• Possibility to withdraw and payback the advance more than once during the same month
• Ability to withdraw the advance amount all at one or in parts through an ATM
• Advance settlement upon salary transfer to account

Required Documents:

• Copy of a valid national ID
  
• Utility receipt not older than 3 months
• Salary account 3-month statement or an official stamped 2-month detailed payroll letter from employer

 
*Terms and conditions apply

Program details

1. Maximum loan amount up to 100 million (without maximum loans number)
2. Maximum loan tenor up to 10 years.
3. Lending margin up to 90%.
4. Competitive interest rate
5. Least administrative fees.

Required Documents

1. Copy of valid national identity (for Egyptian customers) , or copy of valid passport (for foreigner customer).

**Terms and conditions to be applied

Program details

1. Maximum facility amount more than EGP 100 million
2. Maximum facility period for 2 years
3. Lending margin up to 90%.
4. Competitive interest rate
   

Required documents

1. Copy of valid national Identity (valid passport for foreigners)
   

Terms and conditions to be applied

Program details:

1. Presented to the chairmen and members of the boards of directors of companies in governmental and private sector companies.
2. Maximum facility tenor up to one year and renewed.
3. Lending margin up to 75% of the average value of annual profits / incentives / bonuses for the last two years.
4. Competitive interest rate.
5. Maximum facility amount up to 1 million EGP.
6. Free insurance coverage against death and total disability.
7. debit card / cheque book can be issued on facility account.

Required documents:

1. Monthly income statement .
2. copy of Valid National Identity.
3. Certified letter of annual profits/incentives/bonuses for the last two years
4. Recent utility bill.

** Terms and conditions apply